Freelance Realities: Not Just the Glossy Highlights

by | Jul 3, 2026 | Freelance Business & Finance, The Freelancer's Teabreak Podcast

If freelancing feels harder than it used to, you’re not imagining it. In this post, I share why quieter months are more common than you might think, how I’m adapting my business as the freelance landscape changes, and a few practical ways to build more stability without chasing unrealistic expectations.

Listen to the podcast episode below, watch it on [Youtube], or scroll down for the summary!

Prefer to read it? Here are the main points!

If you’ve been feeling like freelancing is harder than it used to be, you’re not imagining it.

Recently, this came up during one of our calls inside the Freelance Business Lounge. One of the things I love most about those conversations is how honest everyone is. Nobody is pretending to have the perfect business or constantly celebrating huge wins. Instead, people share what’s really happening, the good months, the quieter months, the challenges and the successes.

It reminded me how easy it is to compare our reality with someone else’s highlight reel. So I wanted to talk about what freelancing really looks like right now.

Social media rarely tells the full story

When we scroll through social media, we usually see the wins.

Someone has landed a dream client. Someone else is celebrating a record month. Another person is posting from a beautiful holiday.

What we don’t often see are the quieter months, the projects that fell through, the uncertainty or the difficult years.

I’ve certainly seen changes in my own business over the last couple of years, and I know I’m not alone. Many freelancers and online business owners have experienced lower income than they were earning two or three years ago.

That doesn’t mean you’re doing anything wrong.

The freelance world has changed

Freelancing today isn’t exactly the same as it was ten or fifteen years ago.

Artificial intelligence has changed parts of the industry, particularly for professions like copywriting and graphic design. Online courses aren’t selling in the same way they once did, and many freelancers are finding they need to adapt how they market or deliver their services.

That doesn’t mean freelancing is no longer possible.

It simply means we have to keep experimenting, learning and evolving.

Look for patterns in your business

One of the most useful exercises you can do is look back over your income from the last few years.

Most business banking apps make this fairly easy.

Ask yourself:

  • Which months are consistently busy?
  • Which months are quieter?
  • Are there seasonal patterns?

For me, January and September are usually strong months because people often feel motivated by a fresh start.

August tends to be much quieter, which actually works well because I like to take time off during the summer holidays.

Knowing those patterns allows me to plan promotions and offers ahead of quieter periods rather than reacting once they’re already here.

Don’t compare yourself to six-figure headlines

There’s a lot of pressure online around six-figure businesses.

The reality is that when someone talks about making six figures, they may be referring to turnover rather than profit.

They may also have:

  • A large team.
  • Significant advertising costs.
  • Affiliate commissions.
  • High business expenses.

The number itself rarely tells the whole story.

It’s far more helpful to focus on building a business that works for your life than comparing yourself to someone else’s headline.

Build recurring income where you can

One thing that really helps smooth out the ups and downs of freelancing is recurring income.

For me, that comes from a mixture of:

  • My membership.
  • Coaching retainers.
  • Book sales.

None of these income streams are huge on their own, but together they provide a level of consistency that makes planning much easier.

If you can introduce retainers, memberships or other recurring offers into your business, they can provide a valuable foundation.

Make saving automatic

Saving isn’t always exciting, but it can make a huge difference.

I’m not very good at remembering to move money manually, so I automate as much as possible.

Every time money comes into my business account, a percentage is automatically moved into separate pots for things like:

  • Tax.
  • Holidays and sick pay.
  • Future expenses.

I do something similar in my personal account too, putting a small amount aside every week for Christmas.

Automation removes the need to remember and makes saving much more consistent.

And while you’re thinking about finances, don’t forget your pension. It’s one of those things that’s easy to put off, but your future self will thank you.

Keep marketing, even when business is busy

One of the easiest mistakes to make is stopping your marketing because you’re fully booked.

It’s understandable, but it can create a cycle where work dries up a few months later.

You don’t need to do huge amounts.

Small, consistent actions can make a big difference:

  • Share an older podcast episode.
  • Repurpose existing content.
  • Send your newsletter.
  • Update LinkedIn.
  • Post in relevant Facebook groups.
  • Reach out to potential clients.

If you’re busy, it’s perfectly okay to tell new enquiries that you have availability next month or the month after.

A waiting list is far better than disappearing altogether.

You’re not alone

The reason I wanted to record this episode wasn’t to tell you that freelancing is impossible.

It was to remind you that if things feel difficult right now, you’re not the only one.

There are plenty of freelancers who are adapting, trying new approaches and figuring things out as the world changes.

That’s completely normal.

If you’re finding it hard, don’t assume everyone else has it all worked out just because their Instagram feed looks polished.

Behind the scenes, most of us are still learning, experimenting and adjusting too.

And if you’d like a supportive place where you can talk honestly about freelancing without pretending everything is perfect, I’d love to welcome you into the Freelance Business Lounge. It’s a space where freelancers share ideas, ask for help and remind each other that none of us have to figure it all out alone.


Discover The Freelance Lifestyle

Order my book: The Freelance Lifestyle: Your Friendly Guide to Starting a Freelance Business

Follow me on Instagram

Follow me on Bluesky

Email: hello@emmacossey.com

Come join us in the free Freelance Lifestylers Facebook group

Want more support? Check out the Freelance Lifestyle School courses and membership.

Join the Freelance Lifestyle Discord Community.


All about Emma Cossey

I’m a long-term freelancer, mum and all round digital geek, and I’m happy to welcome you to The Freelance Lifestyle. I launched this blog in 2011, to provide freelancers with down-to-earth support, and practical advice. I wanted it to be a kind, supportive place to get tips and advice on living a great freelance life. I’ve been a pro blogger, a social media consultant, a copywriter, a teacher… but my passion is helping people just like you take the next step. So whether you want to pick up tips from the blog, listen in to the podcast, come join the Facebook group or get some more focused 1-2-1 support with my coaching, there’s something here for you.

You can find out more about Everything I do here

freelancing challenges

Summer Break: What Do You Want to Hear Next?

I’m taking a short summer break from the podcast while I rethink what’s next. Here’s why I’m pressing pause and how you can help shape future episodes.

freelancing challenges

My iPhone Podcast Recording Hack

Discover a simple iPhone podcasting hack that improves audio quality and creates transcripts using the built-in Voice Memos app on iPhone 16 and later.

freelancing challenges

Underpromise, Overdeliver: My Secret to Business Success

Discover why underpromising and overdelivering is one of the best habits freelancers can adopt for happier clients, less stress and stronger relationships.

freelancing challenges

How Much Should You Charge As A Freelancer?

Wondering how much to charge as a freelancer? Explore trusted resources for researching freelance rates, comparing prices and setting sustainable fees.

freelancing challenges

Discovery Call Scams: What Freelancers Need to Watch Out For

Discovery call scams are becoming more common. Discover the warning signs, simple checks to make, and how freelancers can protect themselves.

freelancing challenges

Tax-Free Childcare & Summer Holiday Survival Tips for Freelancers

Tax-free childcare can make a real difference for self-employed parents. Discover practical tips for managing childcare, holiday clubs and summer work schedules.

freelancing challenges

How to Respond to Free Work Requests (Without Feeling Awkward)

Learn how to respond to free work requests without feeling awkward. Discover when to say no, when unpaid work might be worthwhile, and how to protect your time and value as a freelancer.

freelancing challenges

Tiny Ways to Outsource (Without Feeling Overwhelmed)

Learn how to start outsourcing in your business without feeling overwhelmed. Discover small, practical tasks you can delegate, from email and social media to bookkeeping and scheduling, to save time, reduce stress, and build consistency.

freelancing challenges

3 Ways I’m Finding New Clients in May 2026

Looking for new freelance clients? Discover 3 simple ways I’m finding more clients this May using AI SEO, Google Business updates, and LinkedIn.

freelancing challenges

Can You Claim Universal Credit While Freelancing?

Learn how Universal Credit works for freelancers, including the Minimum Income Floor, reporting monthly earnings, and allowable expenses.

Want to know more about how I can help?

See everything I offer and sign up to my newsletter for more advice and recommendations on running your freelance business!

Show me more!